GOVERNMENT FUNDING & MSME LOAN ADVISORY

Government funding your business can actually get

CGTMSE, PMEGP, Mudra, NAIFF and startup grants, assessed honestly before you apply.A real expert beside you, first call to disbursement.

VentureLink is an independent advisory firm. We are not a bank, NBFC or lender. We assess your eligibility and prepare and guide your application.

Funding we help you access

Government funding routes, matched to your business

Loans, subsidies and grants worth applying for, if you qualify. We check that first, then prepare and push the whole application.

  • Loan

    CGTMSE

    Up to ₹10 crore

    collateral-free credit ceiling

    Credit guaranteed by the trust, so lenders can extend it without you pledging assets.

    • No collateral or third-party guarantee required
    • Ceiling raised from ₹5 crore w.e.f. 1 April 2025
    • Covers term loans and working capital
    • For micro and small enterprises
  • Loan

    PMEGP

    15%–35%

    capital subsidy, projects up to ₹50 lakh

    Margin-money subsidy for new manufacturing and service units under the KVIC programme.

    • Subsidy rate varies by category and location
    • Manufacturing up to ₹50 lakh, service units lower
    • For new units, not existing ones
  • Loan

    Mudra Loan

    Up to ₹20 lakh

    for micro enterprises

    Shishu, Kishore and Tarun tiers for micro units and first-time business owners.

    • Collateral-free under scheme norms
    • Three tiers by ticket size
    • Trading, manufacturing and services
  • Loan

    NAIFF

    Up to ₹2 crore

    with 3% interest subvention

    Agri-infrastructure finance for allied and post-harvest businesses.

    • Interest subvention on eligible loans
    • Post-harvest and farm-gate infrastructure
    • Agri and allied enterprises
  • Loan

    Scalup Seed Support

    25 lakh – ₹1 crore

    growth-stage funding

    Seed support for startups past the idea stage and ready to scale operations.

    • Priced over the prevailing repo rate
    • For startups with demonstrated traction
    • Growth and scale-up stage
  • Grant

    NIDHI PRAYAS

    Up to ₹10 lakh

    prototype grant

    Grant support to take a hardware or deep-tech idea from concept to working prototype.

    • Grant, not a loan (no repayment)
    • For prototype and proof of concept
    • Routed through recognised incubators
  • Grant

    RKVY-RAFTAAR

    Up to ₹25 lakh

    agri-startup grant

    Idea and seed-stage grants for agriculture and allied-sector startups.

    • Idea stage and seed stage tracks
    • Grant funding, no repayment
    • Agriculture and allied sectors
  • Grant

    ACT Yojna 2.0

    Up to ₹1.64 crore

    for impact-sector ventures

    Funding for ventures working in women's welfare, education, environment and health.

    • Impact and social-sector focus
    • Four defined thematic areas
    • Milestone-linked disbursement
Swipe · 8 routes

Figures shown are ceilings and ranges published by each scheme, not offers or assurances. Eligibility, sanctioned amount, interest rate and subsidy are decided by the lender or the issuing authority. VentureLink is an independent advisory firm and is not a bank, NBFC or government body.

Trusted & certified

Certifications & Recognitions

Credentials and standards that back every file we handle.

  • DPIIT Recognition

    Officially recognised by DPIIT

  • ISO 9001:2015

    Quality management certified

  • GeM Registered

    Government e-Marketplace vendor

  • MSME / Udyam Registered

    A registered MSME advisory

4,000+ businesses supported across India

From government funding schemes and MSME loans to the registrations and certifications behind them, we guide owners with secure, expert, end-to-end support.

99%Client satisfaction
4,000+Businesses supported
FastTurnaround
8Funding schemes
Pan-IndiaCoverage

Our services

Funding and guidance, handled end to end

MSME loans and business consulting are what we do best, and we handle the registrations and licences your business needs along the way.

Why VentureLink

More than a referral desk. One accountable team from eligibility to sanction.

VentureLink Advisory is an independent consulting firm, not a bank, NBFC, or lender. A qualified CA/CS team reads your profile before any application is filed, prepares the paperwork to scheme standards, and stays on the file through lender or authority follow-up, with fees quoted upfront and progress you can follow.

  • Independent advisory
  • Fixed fees quoted upfront
  • Ahmedabad HQ · India-wide
  • CA/CS-led, not scriptedProfessionals who review your statements and structure the file, not a call centre passing forms between desks.
  • Transparent fixed feesYou know the scope and price before work begins. No surprise add-ons after you have committed.
  • Honest eligibility firstWe tell you where you stand while there is still time to fix gaps, not after a rejection lands.
  • End-to-end executionFrom the first conversation through sanction or registration, plus clear guidance on what comes next.

How it works

Four steps. One team with you the whole way.

First understand the requirement. Then assess the fit, prepare the file, and stay with the process while the lender or authority reaches its decision.

Application readiness file/ Inputs
Step 01 / 04
Inputs

Understand the requirement

01

Business requirement

02

Business profile

03

Available records

What you get

What working with VentureLink unlocks

Funding is the start. We stay on for the schemes, the compliance and the advice that keep the business moving.

  • ₹10 crore

    ceiling under the CGTMSE scheme

    • Eligibility checked before you apply
    • Project report and CMA data prepared
    • Followed through to disbursement

    Access to funding

    Term loans, working capital and scheme-backed credit, with your application prepared and pushed by people who do this every day.

  • Collateral-free options

    Scheme-backed credit that does not ask you to pledge assets.

  • A better cost of credit

    The right product and lender, rather than the first one to say yes.

  • Subsidies & schemes

    Central and state schemes you actually qualify for, flagged for you.

  • Registrations handled

    Udyam, GST and the licences your business needs, sorted alongside.

  • Advice that continues

    A team that stays reachable after the money lands, not before.

In their words

The paperwork stopped being their problem

Owners across manufacturing, food, exports and services on what changed once an expert took the file.

Two banks had already turned me down and nobody told me why. VentureLink went through my statements, fixed what was actually wrong and then applied. The difference was that someone read my file properly before sending it anywhere.

RVRahul VermaOwner, Verma Textiles · SuratWorking capital

We needed funds before a big order and I assumed that meant weeks of running around. They prepared the project report, told me exactly where the application stood, and handled every query the lender raised. I stayed focused on the order.

AMAnjali MehtaFounder, Spice Route Foods · PuneMSME loan

What I valued most was being told I was not ready yet. They showed me exactly what to fix and asked me to come back in a few months. Anyone else would have taken my fee and filed it anyway.

ISImran SheikhProprietor, Sheikh Exports · LudhianaHonest advice

The fixed fee quoted before anything started is what sold me, especially after another consultant asked for a cut of the loan. One advisor owned my file from the first call, so I never had to explain my business twice.

PNPriya NairDirector, Nair Interiors · KochiFixed fees

I did not know a collateral-free route existed until they explained the scheme in plain language. We got there without me pledging the workshop, which was the one thing I had been refusing to do.

KRKarthik RaoPartner, Rao Engineering · HubliCGTMSE

I came in asking about a loan and left knowing about a state subsidy I had no idea I qualified for. They sorted my Udyam registration in the same week because it was what unlocked the rest.

SKSana KhanOwner, Bloom Boutique · HyderabadSubsidy + Udyam

Common questions

The questions we hear every week.

Filter by topic, or read straight through. Every answer is written for Indian MSMEs considering funding, schemes or registrations, with no lender promises.

Browse by topic

No. VentureLink is an independent advisory firm, not a bank, NBFC or lender. We assess your eligibility, prepare your project report and paperwork, submit the application and follow it through. The credit decision always sits with the lender or the scheme authority.

Still unsure where you stand? An advisor can walk through your profile in a short call.

Owners at work in an Indian small business workshop

Get started

Ready to fund your next step?

Talk to an advisor today. Fixed fees quoted up front, an honest read on your eligibility, and your application handled end to end.

No obligation. We tell you where you stand before you apply.